Loan Modifications and the HAFA program

You dont have to pay a Lawyer thousands of dollars to stop foreclosure and apply for a loan modification. You can do it yourself if you have some time, patience and a little help from your local Realtor.


The Home Affordable Foreclosure Alternative (HAFA) Program is a streamlined short sale program that FIRST must scrub the homeowner to see if they qualify for a Loan Modification.

Request for Mod Form HAFA

4506 T

The above two forms are part of the HAFA application process and for those homeowners who must walkaway because the mortgage payment is too high…this is a great program. Here are some highlights:

1. $3000 in relocation cash at closing

2. Complete waiver of deficiency (money left owed to bank after sale)

3. Fast approval process

4. Bank pays real estate commission

5. Junior lien holders allowed payment now up to 10%

Contact Marty today to discuss your options.

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